助贷违约学生行为成因及防范对策研究

国家助学贷款为高校贫困生完成学业、促进教育公平起到很大的作用,但我国在实施国家助学贷款政策过程中,由于有的学生偿还能力较低、偿还意愿较差,贷款制度设计欠缺,社会信用环境不佳等原因,发生学生助学贷款违约行为,贷款违约率较高,加大了政府、高校和银行管理成本,制约着助学贷款的持续良性发展。解决这些问题,应从提高高校教育质量、增强学生诚信意识、建立社会信用体系、完善贷款制度设计、健全高校资助制度等方面采取有效措施。     

约束型政策对于生育性别选择行为的影响:基于TPB模型的解释

基于计划行为理论(Theory of Planned Behavior,TPB)模型,利用陕西省三个县区的调查数据,对约束型政策在生育性别选择行为决策当中的作用进行了分析。个人的儿子偏好态度、社会关系网络成员的儿子偏好态度仍然是生育性别选择行为的决定性影响因素,约束型政策对生育性别选择行为具有一定的影响,但十分有限。研究结论对于现阶段中国出生人口性别比的治理提供了一定的启示,指出包含查出两非、全程服务、利益导向和宣传倡导等在内的综合手段对治理出生人口性别比具有积极作用。     

Environmentally Responsible Behavior in Ecotourism: Exploring the Role of Destination Image and Value Perception

Creating more environmental awareness among tourists and inducing environmentally responsible behavior is an essential precondition for, as well as consequence of, ecotourism. The aim of this study is to explore what role destination image and value perception play in shaping environmentally responsible behavior. A survey involving 332 valid questionnaires was conducted at an ecological area in Southern Taiwan. The results of structural equation modeling show that the cognitive image of the eco-site induces environmentally responsible behavior via its affective image and tourists' perceived value. Affective image and perceived value can subsequently enhance the environmental consciousness of tourists and their specific concern for the ecological environment, thus enhancing their environmentally responsible behavior at the eco-site. With environmentally responsible behavior an essential aspect in ecotourism, this study emphasizes destination image and value perception as important antecedents to environmentally responsible behavior. The study concludes with managerial suggestions.     

Current Situation of Rural Residents’ Tourism: A Case Study in Zhejiang Province in China

China is a large agricultural country. At the end of 2011, rural residents accounted for 48.7% of the total population. Without the participation of rural residents, the development of China's tourism would be incomplete. The outset of rural residents’ tourism will be crucial to 50% of China's tourism market. This article, through two years’ questionnaire surveys, interviewed 600 rural residents from 38 villages in Zhejiang province, analyzed the current situation of rural residents’ tourism market and rural residents’ tourism consumption behavior. This survey provided theoretical researches for developing the tourism market of rural residents, and had some significance on stimulating domestic demand, promoting economic growth and improving the standard of rural residents' life.     

Senior Pleasure Tourists: Examination of Their Demography,Travel Experience,and Travel Behavior Upon Visiting the Bangkok Metropolis

The senior travel market has become an increasingly important area of interest to travel agents. This study examines senior travellers based on their travel experience, behavior, and overall experience on visiting Thailand, in terms of their age, marital status, and education. In this study, a sample of 384 senior foreign tourists responded to a survey carried out at the Bangkok International airport. Seniors are shown not to be a uniform conservative market, which has implications for product development. Profiles differed in the priority attached to travel experience factored into health, safety, language, itineraries, and general conditions in connection with travel. Travel behavior of seniors also differs in terms of types of tour, lodging preference, outdoor activity, mode of transportation, type of information used, and people travelled with. Recommendations based on these findings have strategic implications for travel companies and travel organizers.     

Relative effects of store traffic and customer traffic flow on shopper spending

This article examines the relative effects of store traffic and customer traffic flow on shopper spending in a single study. An analysis of Croatian hypermarket survey data indicates that store traffic alone does not adequately explain shopper spending. Instead, gross customer traffic flow and realized customer traffic flow are stronger drivers of money spent. The article contributes to the retailing literature by clarifying the respective roles of store traffic and customer traffic flow. Recognizing the greater revenue-generating effect of in-store traffic flow, retailers should better design their store layout and merchandizing strategies to optimize traffic movement and boost store performance.     

Cross-channel integration – is it valued by customers?

It has been common for retail companies to use multiple channels simultaneously. However, simultaneous use is only the first step in creating a customer-centric multichannel system that demands channel synergies rather than parallel retail formats. Therefore, the perceived integration of customer-related functions and processes between the channels of multichannel systems is analyzed with respect to its significance for customer loyalty and usage of a multichannel system. Drawing on a sample (n) of 981 customers, the results indicate that linkages between retail channels positively affect customer loyalty and verify the importance of establishing a well-integrated – ‘seamless’ as perceived by the customer – multichannel system.     

捐赠行为、政府干预与代理效率

本文分析了公司捐赠行为对代理效率的作用机理,发现捐赠支出越多越能缓解现金流用于管理者利己效用支出,代理效率越高、政府干预越少则市场化进程更高、代理效率越高;比较而言,政府干预少的地区企业捐赠支出更能提高代理效率,衰退期行业中同样的捐赠支出提升代理效率的功效有限;规模较小组中捐赠行为更容易被市场识别,规模较大组中捐赠行为更多地被视为一种社会责任。因此,捐赠支出有助于缓解自由现金流代理成本,有助于公司代理效率的改善;现实中捐赠减少现金流的同时提高了公司的代理效率和声誉,利于当前或未来公司价值的提升。     

我国城镇消费者有机农产品消费行为分析

目前,国际市场对有机农产品需求不断提高,营养、安全与价格在我国消费者购买评价有机农产品时居于重要地位。基于对北京、武汉消费者的调查,本文统计评价了我国消费者对有机农产品的认知水平,并对有机农产品消费行为及其影响决策因素进行了分析,发现我国消费者对有机农产品的整体认知水平偏低,这是导致我国有机农产品购买水平不高的重要因素。     

基于社会网络分析的师范院校研究生信息交互分析

本文将研究生信息交互网络作为研究对象,以师范院校研究生交流网络为例,从研究生间交流和沟通的角度寻找并勾画出研究生之间交流网络的结构,同时运用社会网络分析方法对相应的参数和指标进行中心度分析、小团体分析和小世界效应的验证,以期从完善结构的角度促进研究生之间的信息沟通和交流。